Terms of Service
Last Updated: April 21, 2024
Welcome to MillennialSpending.com. Please read these Terms of Service ("Terms") carefully before using our website. By accessing or using our website, you agree to be bound by these Terms. If you do not agree to all the Terms, please do not use our website.
1. Acceptance of Terms
By accessing or using MillennialSpending.com, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms apply to all visitors, users, and others who access or use our website.
2. Changes to Terms
We reserve the right to modify or replace these Terms at any time. We will provide notice of any changes by updating the "Last Updated" date at the top of this page. Your continued use of the website after any such changes constitutes your acceptance of the new Terms.
3. Access to the Website
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our website for personal, non-commercial purposes. This license does not include any resale or commercial use of our website or its contents.
4. User Accounts
When you create an account with us, you must provide accurate, complete, and current information. You are responsible for safeguarding the password that you use to access our website and for any activities or actions under your password.
We reserve the right to disable any user account at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms.
5. User Content
Our website may allow you to post, link, store, share, and otherwise make available certain information, text, graphics, videos, or other material ("User Content"). You are responsible for the User Content that you post on or through our website, including its legality, reliability, and appropriateness.
By posting User Content on or through our website, you represent and warrant that:
- You own or have the right to use and distribute such content
- The content does not violate the privacy rights, publicity rights, copyright, contractual rights, or any other rights of any person or entity
- The content does not contain any material that solicits personal information from anyone under 18 or exploit people under 18 in a sexual or violent manner
6. Intellectual Property
The website and its original content (excluding User Content), features, and functionality are and will remain the exclusive property of MillennialSpending.com and its licensors. The website is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of MillennialSpending.com.
7. Financial Information and Tools
The financial information, tools, calculators, and content provided on our website are for informational and educational purposes only. They are not intended to provide financial, legal, or tax advice. You should consult with qualified professionals before making any financial decisions.
The results provided by our financial tools and calculators are based on the information you input and various assumptions. The actual results may vary, and we make no guarantees regarding the accuracy of the calculations or their applicability to your situation.
8. Prohibited Uses
You agree not to use our website:
- In any way that violates any applicable federal, state, local, or international law or regulation
- To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation
- To impersonate or attempt to impersonate MillennialSpending.com, a MillennialSpending.com employee, another user, or any other person or entity
- To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the website, or which may harm MillennialSpending.com or users of the website
- To attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the website, the server on which the website is stored, or any server, computer, or database connected to the website
9. Links to Other Websites
Our website may contain links to third-party websites or services that are not owned or controlled by MillennialSpending.com. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that MillennialSpending.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
10. Limitation of Liability
In no event shall MillennialSpending.com, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:
- Your access to or use of or inability to access or use the website
- Any conduct or content of any third party on the website
- Any content obtained from the website
- Unauthorized access, use, or alteration of your transmissions or content
Whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.
11. Disclaimer
Your use of the website is at your sole risk. The website is provided on an "AS IS" and "AS AVAILABLE" basis. The website is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.
12. Governing Law
These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
13. Contact Us
If you have any questions about these Terms, please contact us at:
Email: support@millennialspending.com
MillennialSpending.com
PO Box 123
Castro Valley, CA 94546