Budgeting
How to Create Your First Budget in 6 Easy Steps
Learn how to build a budget that works for your lifestyle and financial goals with these simple steps.
Tools that lead to action
Debt Payoff Calculator
Compare payoff strategies and see how quickly your monthly payment can clear the balance.
List the debts you want to attack first, then compare snowball, avalanche, and hybrid strategies before you commit to a plan.
Compare payoff strategies side by side
Save the payoff plan to your dashboard when signed in
See the fastest path to debt free
Before you calculate
How this page works
Step 1
List the debts
Enter balances, rates, minimums, and the payment you can make each month.
Step 2
Choose a strategy
Pick snowball, avalanche, or a hybrid approach based on what matters most.
Step 3
Save the plan
Keep the payoff path in your dashboard and email it to yourself for follow-through.
Save it, email it, or keep going
The calculator result can be saved to your dashboard when you are signed in, emailed to yourself, or used to choose the next money move.
Clear the highest-cost debt
Debt Payoff Calculator
Choose your strategy and list your debts to create a personalized payoff plan.
Debt payoffStep 2 of 5
Start with the biggest payment decisions
List the debts you want to attack first, then calculate the payoff plan.
Payoff Strategy
Pay off debts from smallest to largest balance. Builds motivation through quick wins.
Pay off highest interest rate debts first. Saves the most money over time.
Prioritizes debts using both balance and interest rate. Balances quick wins with interest savings.
Monthly Payment
$
Your Debts
What to do next
Save this result and choose the next move
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