Saving
10 Ways to Save Money on a Tight Income
Practical strategies to build your savings even when your budget is stretched thin.
Tools that lead to action
Investment Returns Calculator
Project how contributions can grow over time under different return and inflation assumptions.
Use one scenario or compare several. The projection helps you see whether your contribution plan matches the goal you actually care about.
Compare contribution scenarios
Save the projection to your dashboard when signed in
See nominal and inflation-adjusted growth
Before you calculate
How this page works
Step 1
Set the starting point
Enter your initial investment, contribution amount, and time horizon.
Step 2
Adjust assumptions
Test different return, inflation, and tax assumptions before you commit.
Step 3
Save the scenario
Keep the scenario in your dashboard or email it so you can compare it later.
Save it, email it, or keep going
The calculator result can be saved to your dashboard when you are signed in, emailed to yourself, or used to choose the next money move.
Project long-term growth
Investment Returns Calculator
Project your investment growth based on different contribution scenarios and market conditions.
Investment projectionStep 3 of 5
Investment Parameters
7%
30 years
2.5%
15%
Results
No scenarios added yet. Enter your investment parameters and click "Add Scenario" to see your results.
Investment Education
Diversification
Diversification is a key strategy to reduce risk. By spreading your investments across different asset classes (stocks, bonds, real estate, etc.), you can minimize the impact of any single investment's poor performance.
Dollar-Cost Averaging
Investing a fixed amount regularly, regardless of market conditions, can help reduce the impact of market volatility and potentially lower your average cost per share over time.
Asset Allocation
Your asset allocation should reflect your risk tolerance and investment timeline. Generally, younger investors can afford to take more risk, while those closer to retirement may want to be more conservative.
What to do next
Save this result and choose the next move
Related guides
Read the money context that matches this tool
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Investing 101: A Beginner's Guide to Building Wealth
Everything you need to know to start investing wisely, even with a small amount of money.
FIRE
The FIRE Movement: Financial Independence, Retire Early
An introduction to the FIRE movement and how you can work toward early retirement.
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