Rent vs Buy Calculator
Compare the cost of renting and buying before you commit to a housing move.
Use the calculator to compare monthly cost, ownership cost, and the cash needed to buy.
Compare monthly rent to ownership cost
Save the result to your dashboard when signed in
Use the next-step prompt to keep housing decisions grounded
Before you calculate
How this page works
Step 1
Enter rent and home price
Use the housing option you are weighing against the other.
Step 2
Add holding costs
Include taxes, insurance, HOA, and maintenance.
Step 3
Compare the horizon
See which option wins over the time period you care about.
Save it, email it, or keep going
The calculator result can be saved to your dashboard when you are signed in, emailed to yourself, or used to choose the next money move.
Compare housing options
Rent vs Buy Calculator
Compare the cost of renting and buying before you lock in a housing move.
Set the housing assumptions
Use the rent, home price, and the holding period you are actually considering.
What to do next
Save this result and choose the next move
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Read the money context that matches this tool
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