Roth vs Traditional 401k Calculator
Compare paying taxes now versus later on the same contribution.
Use the calculator to compare the tax tradeoff and decide which account type fits your plan.
See the value of Roth vs Traditional contributions
Save the result to your dashboard when signed in
Use the next-step prompt to choose the better tax path
Before you calculate
How this page works
Step 1
Set your contribution
Use the annual amount you plan to contribute.
Step 2
Enter tax assumptions
Compare the tax rate you pay now with what you expect later.
Step 3
Pick the account type
Choose the option that gives you the stronger after-tax outcome.
Save it, email it, or keep going
The calculator result can be saved to your dashboard when you are signed in, emailed to yourself, or used to choose the next money move.
Choose the tax strategy
Roth vs Traditional 401k Calculator
Compare the tax tradeoff between paying now and paying later.
Set the tax assumptions
Use the tax rate you pay now and the one you expect later.
What to do next
Save this result and choose the next move
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